Services

ZMWFT provides targeted facilities and partner-oriented financing models that enable broader access to capital for underserved enterprise segments.

MSME Loans

MSME Loans

Traditional term loans with single or multiple disbursements to finance clients of financial service providers engaged in micro, small and medium enterprises.

  • Minimum facility size: US$100,000
  • Tenure: up to 36 months
  • Repayment frequency: monthly or quarterly
Partner On-Lending Capital

Partner On-Lending Capital

Capital support to MFIs, SACCOs, Agricultural Value Chain Actors and banks that are expanding services to underserved entrepreneurs.

  • Institution-focused funding structures
  • Built for inclusive financial outreach
  • Aligned to resilient enterprise growth
Inclusive Finance Programs

Inclusive Finance Programs

Programs that strengthen access to formal finance for communities at the base of the pyramid through trusted local providers.

  • Community-centered design
  • Rural and urban market pathways
  • Long-term ecosystem impact

How Delivery Works

Step 1

Partner Assessment

Institutional readiness and target segment analysis guide facility design.

Step 2

Facility Structuring

Products are aligned to partner distribution capability and borrower realities.

Step 3

Impact Monitoring

Performance and outreach are tracked to strengthen long-term sustainability.